Mortezakoohjani 9fac160258 feat(payment): ship Torbat Pay MVP phases 14.0-14.5

Add independent payment-service (port 8012, payment_db) with foundation licensing, BYO-PSP, merchant accounts, idempotent requests, callbacks, and immutable ledger.

Co-authored-by: Cursor <cursoragent@cursor.com>

2026-07-27 17:57:04 +03:30

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Phase 14.9 — Reconciliation & Accounting Integration

Field	Value
Identifier	`payment-14.9`
Implementation Priority	LATER
Status	Planned
Service	`payment`
Depends On	`payment-14.5`, Accounting contract

Full specification: payment-roadmap.md

Purpose

Reconcile PSP settlements with payment ledger; emit Accounting posting intents via API/events only.

Business Scope

Settlement file import refs; exception handling; daily reconciliation shells.

Technical Scope

ReconciliationRun, ReconciliationException, AccountingPostingIntent. AccountingClient mock.

Dependencies

payment-14.5, optional payment-14.7, Accounting

Out of Scope

Tax/e-invoice; automatic bank feeds.

Capabilities

payment.reconciliation, payment.accounting_integration

Permissions

payment.reconciliation.view|run|manage, payment.accounting_intents.view

Events

payment.reconciliation.started|completed, payment.reconciliation.exception.created, payment.accounting_intent.created

API Contracts

POST reconciliation-runs; GET exceptions; GET accounting-posting-intents

Data Ownership

Payment owns reconciliation; Accounting owns vouchers.

Provider Ownership

PSP settlement files via adapter or upload ref.

Integration Rules

Idempotent posting intents; no JournalEntry in Payment.

Quality Gates

Intent idempotency, no local journal tables.

Definition of Done

Reconciliation run + accounting intent event; Accounting unchanged.

Future Compatibility

Multi-PSP consolidated reconciliation; FX adjustment intents.

1.7 KiB Raw Blame History