TorbatYar/docs/phases/Payment/phase-14-10-enterprise-validation.md
Mortezakoohjani 9fac160258 feat(payment): ship Torbat Pay MVP phases 14.0-14.5
Add independent payment-service (port 8012, payment_db) with foundation licensing, BYO-PSP, merchant accounts, idempotent requests, callbacks, and immutable ledger.

Co-authored-by: Cursor <cursoragent@cursor.com>
2026-07-27 17:57:04 +03:30

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Phase 14.10 — Analytics, Fraud Shells & Enterprise Validation

Field Value
Identifier payment-14.10
Implementation Priority LATER
Status Planned
Service payment
Depends On payment-14.9, ai-framework

Full specification: payment-roadmap.md

Purpose

Analytics snapshots, optional fraud rule hooks, and full enterprise validation — closes Payment track 14.014.10.

Business Scope

Payment KPIs (volume, success rate, refund rate); fraud shells off by default; production sign-off.

Technical Scope

PaymentAnalyticsReportDefinition, PaymentAnalyticsSnapshot, FraudRuleRegistration, FraudCheckDispatch (mock). Enterprise validation audit.

Dependencies

payment-14.9

Out of Scope

ML fraud; PCI certification program.

Capabilities

payment.analytics, payment.fraud_hooks, payment.enterprise_validation

Permissions

payment.analytics.view|refresh, payment.fraud_rules.manage

Events

payment.analytics.snapshot.created, payment.fraud_check.dispatched

API Contracts

Analytics report CRUD; POST snapshots/refresh

Data Ownership

Payment local aggregates only.

Provider Ownership

External fraud vendors via stub adapters.

Integration Rules

No cross-service DB reads; core flows work with fraud off.

Quality Gates

Full gate suite; self-heal until green.

Definition of Done

Track complete at 0.14.10.0; no undocumented API/event/permission.

Future Compatibility

Real-time metrics; international fraud adapters.