9fac160258
Add independent payment-service (port 8012, payment_db) with foundation licensing, BYO-PSP, merchant accounts, idempotent requests, callbacks, and immutable ledger. Co-authored-by: Cursor <cursoragent@cursor.com>
72 lines
1.7 KiB
Markdown
72 lines
1.7 KiB
Markdown
# Phase 14.10 — Analytics, Fraud Shells & Enterprise Validation
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| Field | Value |
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| --- | --- |
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| Identifier | `payment-14.10` |
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| Implementation Priority | **LATER** |
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| Status | Planned |
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| Service | `payment` |
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| Depends On | `payment-14.9`, `ai-framework` |
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> Full specification: [payment-roadmap.md](../../payment-roadmap.md#phase-1410--analytics-fraud-shells--enterprise-validation)
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## Purpose
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Analytics snapshots, optional fraud rule hooks, and full enterprise validation — closes Payment track 14.0–14.10.
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## Business Scope
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Payment KPIs (volume, success rate, refund rate); fraud shells off by default; production sign-off.
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## Technical Scope
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PaymentAnalyticsReportDefinition, PaymentAnalyticsSnapshot, FraudRuleRegistration, FraudCheckDispatch (mock). Enterprise validation audit.
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## Dependencies
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`payment-14.9`
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## Out of Scope
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ML fraud; PCI certification program.
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## Capabilities
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`payment.analytics`, `payment.fraud_hooks`, `payment.enterprise_validation`
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## Permissions
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`payment.analytics.view|refresh`, `payment.fraud_rules.manage`
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## Events
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`payment.analytics.snapshot.created`, `payment.fraud_check.dispatched`
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## API Contracts
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Analytics report CRUD; POST snapshots/refresh
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## Data Ownership
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Payment local aggregates only.
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## Provider Ownership
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External fraud vendors via stub adapters.
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## Integration Rules
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No cross-service DB reads; core flows work with fraud off.
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## Quality Gates
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Full gate suite; self-heal until green.
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## Definition of Done
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Track complete at 0.14.10.0; no undocumented API/event/permission.
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## Future Compatibility
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Real-time metrics; international fraud adapters.
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