9fac160258
Add independent payment-service (port 8012, payment_db) with foundation licensing, BYO-PSP, merchant accounts, idempotent requests, callbacks, and immutable ledger. Co-authored-by: Cursor <cursoragent@cursor.com>
38 lines
2.5 KiB
Markdown
38 lines
2.5 KiB
Markdown
# Next Steps
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> Immediate next milestone only. History → [progress.md](progress.md). Future map → [roadmap.md](roadmap.md).
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## Payment Platform — MVP complete (Torbat Pay)
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Phases **payment-14.0 through payment-14.5** are implemented (v**0.14.5.0**) per [phase-handover/phase-14-5.md](phase-handover/phase-14-5.md) and [service-snapshots/payment.yaml](service-snapshots/payment.yaml).
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**Next implementation phase:** `payment-14.6` Refunds & Reversals (**LATER** priority — requires Communication integration).
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Remaining documented phases: 14.6–14.10 (refunds, splits, connectors, reconciliation, enterprise validation).
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**Note:** Payment manifest IDs use prefix `payment-14.x` (distinct from Beauty Business `beauty-business-14.x`).
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## Experience track — backend complete; frontend FE-11.5 complete
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Phases **11.0 through 11.10** backend complete per [experience-roadmap.md](experience-roadmap.md).
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**Frontend FE-11.0 through FE-11.5** complete per [experience-frontend-roadmap.md](experience-frontend-roadmap.md) and [phase-handover/phase-experience-fe-11-5.md](phase-handover/phase-experience-fe-11-5.md). **STOP at FE-11.5** — FE-11.6+ (registry engines, payment/booking UI, QR, short links, cards, marketplace, checkout, ticketing, learning) **not started**.
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**Architecture patch (docs only):** [ADR-022](architecture/adr/ADR-022.md) Published Resource Architecture accepted — [phase-handover/phase-experience-published-resource-arch.md](phase-handover/phase-experience-published-resource-arch.md).
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**Architecture freeze (docs only):** Actions + Access + Embed — [phase-handover/phase-experience-arch-freeze.md](phase-handover/phase-experience-arch-freeze.md). Status: **ARCHITECTURE COMPLETE**. No registry/access/embed engines until a future registered phase.
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## Suggested next platform tracks
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Pick one track per team capacity (see [roadmap.md](roadmap.md) and [phase-manifest.yaml](ai-framework/phase-manifest.yaml)):
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| Track | Next phase | Notes |
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| --- | --- | --- |
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| **Payment (Torbat Pay)** | `payment-14.6` Refunds & Reversals | MVP 14.0–14.5 complete; LATER priority |
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| Delivery | `delivery-10.2` Fleet & Vehicle Types | After Driver Management 10.1 |
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| Loyalty | `loyalty-7.7` Gift Card Platform | After Wallet 7.6 |
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| Hospitality | `hospitality-12.9` AI Assistant | After Analytics 12.8 |
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| Sports Center | `sports-center-9.8` Financial Integration | Cross-service APIs/events |
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Mandatory entry for any new phase: prior phase handover + [Enterprise Phase Discovery](ai-framework/enterprise-phase-discovery.md).
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